A 24-month forecast horizon
The planning window runs from August 2026 to July 2028, so every projection covers two full years instead of the single month most budget planners stop at.
August 2026 → July 2028
Cash flow forecast software with a 24-month horizon
Most planners tell you what you spent. Forecast tells you what your balance will be in fourteen months — from income that has not arrived yet, the cards your fixed costs leave from, and the debt instalments you have scheduled.
What sets it apart from a generic budget planner
Income projected before it lands
Log each invoice or payout with an expected date and move it through predicted, confirmed and in-the-account. Only money that has actually arrived changes your real balance — the rest stays in the forecast.
Charges tied to a card and a due day
Every recurring cost carries a day-of-month and the card it leaves from, and is settled per month. Paying August leaves September still due, so you always see what each account needs to hold.
Debt repayment scheduled by date
Split a debt into instalments across the months you can afford them. Ticking one off reduces both the outstanding debt and the balance on the card that paid it.
How the forecast is built
- 1Add your cards with their current balances so the forecast starts from a real number.
- 2Enter income you are still waiting on, with the date you expect it and the account it lands in.
- 3Set your recurring charges, subscriptions and monthly set-aside, each with a due day and a card.
- 4Schedule debt instalments across future months until each debt clears.
- 5Read the month-by-month table, or switch the dashboard to the overall view for the whole horizon.
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